Scams involving fake checks come in many different forms. Every day BBB receives calls from consumers about scammers requesting payment via wire transfer, pre-paid debit cards, Green Dot MoneyPak cards, and even iTunes gift cards.BBB urges consumers to be skeptical any time you are asked to send a portion of a check back to the sender or related party.
“Regardless of the method used”, said Mechele Agbayani Mills, president and CEO of BBB Serving Central East Texas. “The end result is the same – the victim is left with less money in their account -they could even be held responsible for overdraft charges and face charges for fraudulent checks.”
A fake check scheme occurs when a consumer receives and cashes what appears to be a legitimate check. The scammer requests a portion of the funds sent back to the sender or other related party. Within days, the consumer finds that the check was fake when the bank begins the process of reclaiming those funds from the consumer. Meanwhile, the scammer is nowhere to be found.